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Staff Writer

Governor Kganyago sees room for more rate cuts as inflation eases



South African Reserve Bank Governor Lesetja Kganyago notes that inflation could dip below 4% in the coming months, offering more flexibility for further policy action after September's interest rate cut, Bloomberg reports.


“We expect the next two or three prints; that they could have a three handle on them, and that provides policy space for us,” Kganyago said while addressing lawmakers in Cape Town.


He attributed the reduction in headline inflation to the fading impact of global supply shocks. The central bank’s projections indicate consumer price growth settling at 3.6% by the end of this year and averaging 4% in 2025.


Recent official data showed inflation slowed to 4.4% in August, dropping below the midpoint of the SARB’s target range of 3% to 6%, which aligns with the bank’s preferred level for price stability. This decline prompted policymakers to reduce rates by 25 basis points to 8%.


Core inflation, which excludes volatile food and energy prices, also slowed to 4.1% in August, signaling that “the disinflation process is now firmly underway,” Kganyago explained.


South Africa’s inflation outlook has improved, in part, due to an uptick in business confidence after the formation of a broad coalition government in May, which boosted the rand and helped lower import costs.


“There is now a positive vibe about South Africa,” Kganyago remarked, adding that the economy likely continued its recovery in the third quarter, following 0.4% growth in the previous quarter.


“In spite of other emerging-market currencies, the South African rand has been strengthening, which means we have been able to flush out the bulk of the negative news that was actually embedded in South African financial asset prices,” he added.


Meanwhile, financial institutions like Goldman Sachs, Standard Bank, Bloomberg Economics, and Nedbank have shared varying predictions about the future path of interest rates in South Africa.


  • Goldman Sachs: Predicts a cumulative 150 basis point cut to 6.5%, expecting the SARB to take a "front-loaded" approach due to lower inflation, a stronger rand, and a favorable external environment.

  • Standard Bank: Expects a 75 basis point reduction, with the cycle being shallow as risks, particularly inflation, remain significant.

  • Bloomberg Economics: Foresees 25 basis point cuts in November and May, bringing rates to 7.5% before pausing further reductions.

  • Nedbank: Anticipates a cautious stance, with a quarter-point cut in November and 100 basis points in total next year, as concerns about global uncertainties and domestic inflation persist.

  • RMB: Projects gradual rate cuts, lowering rates to 7.5% over time while keeping inflation expectations in check and aligning with long-term targets.

  • Barclays UK: Sees three 25 basis point cuts in November, March, and May, taking rates down to 7.25%, with inflation rising slightly by late 2025.

  • Momentum Investment Group: Forecasts 75 basis points of cuts by the end of 2025, but expects a conservative approach from the SARB, signalling no aggressive reductions.

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