top of page
Staff Writer

Credit record concerns for SA property industry in current climate



Landsdowne Property Group believes that a cut in interest rates will significantly stimulate the residential property market in South Africa.


The group said despite high interest rates, northern Johannesburg suburbs including Bryanston, Sunninghill and Paulshof offer good value for buyers.


Jonathan Kohler, Founder and CEO of Landsdowne, said: "Property prices in Johannesburg are sitting at levels last seen 14 years ago and we believe now is a good time to buy property in the metro. Courageous investors who take a long-term view will be rewarded when the market turns."


Kohler said one bathroom and one bath apartments in Johannesburg north offer very good value with net rental yields of 10.27%. This is based on a 45m2 apartment priced at about R680 000 and rented out for R7 000 per month.


A two-bedroom, two-bathroom apartment in Johannesburg priced at R1.2 million and rented for R9 750 per month offer net rental yields of 7.36%. Landsdowne is a sales and rental agency with over 40 000 apartments and freestanding clusters under management.


He said that the group is seeing increased demand for properties in the suburbs including Bryanston, Sunninghill and Paulshof.


Centrally located close to the Sandton and Randburg CBDs and other areas with excellent schools, medical facilities, shopping and entertainment facilities, Bryanston remains a sought-after suburb to buy property. It offers entry level apartments to luxury family homes and residences.


Areas of Interest for Property Owners


According to Lightstone data, in 2021, Bryanston emerged as one of the top 10 locations for people owning multi-properties and was one of the top selling suburbs in the country in 2023.


Paulshof and Sunninghill are well-located close to amenities and schools and offer buyers a wider range of properties to choose from.


It is possible to find a one-bedroom apartment in Paulshof for R730 000 making it a great buy-to-let investment property. Kohler said higher-for-longer interest rates coupled with high inflation and rising cost of living are putting pressure on affordability to buy or rent property.


The South African Reserve Bank (SARB) started hiking interest rates in November 2021, and since May 2023, the bank has held rates steady at 8.25% following a cumulative 475 basis points increase.


Market consensus suggests that the bank is likely to cut interest rates in September.


Kohler noted that the property group recorded a decline in deals, both in sales and rentals. While there is a growing interest in buying or renting properties, many potential clients are hindered by poor credit records.


“A rate cut would benefit struggling consumers and stimulate activity in the residential property market,” said Kohler.

5 views0 comments

Commenti


bottom of page